How a Zero-Percent Loan is Helping This Colorado Farm

February 28, 2017

Zephyros flowers image

 

Zephyros Farm and Garden has always sought diversity and quality in its organic production. When Daphne and I started this farm 13 years ago, like many young couples starting out, we wanted it all; every vegetable under the sun, flowers, sheep, goats, chickens, turkeys, children, worms, compost, and a life for ourselves. After many years and struggles, we came to focus on a niche that made it possible to make a living and have a life with our kids. Years of practice brought us to the thing we do really well: growing flowers…

When we expanded our flower operation, we realized that we had outgrown the farmers’ markets appetite for the quantity of flowers we could grow. So we started doing weddings. Then we started to sell to florists. We became immersed in the movement of flower growers across the country. We became early participants in the Slow Flowers movement. When we first started out, people thought about what went in their bellies, but not much about what adorned their tables.

We have taken it a step further by being certified organic. Today, 80 percent of the flowers you see in a store, a florist shop, or a hotel are from another country and are not organic. We are part of a growing movement that has not only localized the production of flowers, but is also increasingly organic. This is important not because you eat the flowers, but because growing organically is good for the planet, for people who work in the fields and the greenhouses, and for florists. It’s also awfully nice to know that the bouquet on your table is not coated with pesticides…

As we grew, we had a hard time delivering all the orders in our Honda Pilot. Our farmers’ market trailer could hold a lot, but it was hard to drive down tight alleyways and maneuver into the parking lots where the florists and our private clients have their businesses and homes. Also, the flowers would arrive quite hot, which they do not like. If we wore sweaters and hats, the Honda A/C did an okay job, but we needed something else.

After local banks scoffed at us and loans for a new truck seemed way too expensive, we heard about the 2Forks Club, a local Slow Money investment club. We sent a proposal to have them help us buy a used refrigerated truck. They gave us a $23,500 zero-percent loan, which we are paying back over a few-year period…

Don Lareau

Slow Money, February 23, 2017

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